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Vsevolod Bolshakov
Vsevolod Bolshakov

m-zaba: A Mobile Banking App with Innovative Features and Services


How to Download and Use m-zaba APK - The Smart Banking App for Smartphones




If you are looking for a smart and convenient way to manage your finances on your smartphone, you might want to check out m-zaba APK. This is a mobile banking app from Zagrebačka banka, one of the leading banks in Croatia. With m-zaba, you can access a range of banking services anytime and anywhere, such as checking your balance, paying your bills, transferring money, arranging savings and loans, and even trading on global stock markets. In this article, we will show you what m-zaba APK is, how to download it, how to use it, and how safe it is.


What is m-zaba APK?




A brief introduction to m-zaba, the mobile banking app from Zagrebačka banka




m-zaba is an abbreviation for mobilno zaba, which means mobile zaba in Croatian. Zaba is the nickname for Zagrebačka banka, which is the largest bank in Croatia and a member of UniCredit Group. Zagrebačka banka offers a variety of banking products and services for individuals and businesses, such as accounts, cards, loans, savings, investments, insurance, and more. m-zaba is their mobile banking app that allows you to access these services on your smartphone.




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The main features and benefits of m-zaba




With m-zaba APK, you can enjoy the following features and benefits:



  • Check balance and transactions of your accounts, saving accounts and loans.



  • Find information about cards, check PINs and manage daily limits.



  • Pay your bills by scanning via the m-photo pay or the fast scan services.



  • Easily transfer money using the IziPay service. Recipients phone number is all you need.



  • Arrange savings and cash loan.



  • Trade in the shares in ZB Invest funds.



  • Trade on global stock exchanges using the ZB Trader Global service.



  • Use other services such as ATM locator and exchange rates.



All these features are available in a user-friendly interface that is easy to navigate and operate. You can also customize your app settings according to your preferences. For example, you can choose your preferred language (Croatian or English), change your PIN, enable fingerprint or face recognition login, set notifications and alerts, etc.


How to Download m-zaba APK?




The steps to arrange m-zaba in advance




In order to use m-zaba APK, you need to arrange it in advance. You can do this in one of the branches of Zagrebačka banka. You will need to provide some personal information and sign a contract. You will also receive a user ID and an activation code that you will need later. You can find more details about this process in the .


The steps to download the m-zaba app in your smartphone




After you have arranged m-zaba in advance, you can download the m-zaba app in your smartphone. The app is compatible with Android and iOS devices. You can find the app in the Google Play Store or the App Store by searching for "m-zaba". Alternatively, you can scan the QR code on the or on the contract that you signed. You can also follow the links below to download the app:









The app is free to download and use. However, you may incur some data charges from your mobile network provider.


The steps to activate the m-zaba app




Once you have downloaded the m-zaba app in your smartphone, you need to activate it before you can use it. To activate the app, you need to follow these steps:



  • Open the app and enter your user ID and activation code that you received from Zagrebačka banka.



  • Choose a 6-digit PIN that you will use to log in to the app. You can also enable fingerprint or face recognition login if your device supports it.



  • Accept the terms and conditions of using the app.



  • Wait for a confirmation message that your activation is successful.



Congratulations! You have successfully activated your m-zaba app. You can now start using it to access various banking services on your smartphone.


How to Use m-zaba APK?




How to check balance and transactions of your accounts, saving accounts and loans




One of the most basic and useful features of m-zaba APK is checking your balance and transactions of your accounts, saving accounts and loans. To do this, you need to follow these steps:


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  • Log in to the app using your PIN, fingerprint or face recognition.



  • Tap on the "Accounts" icon on the bottom menu bar.



  • Select the account, saving account or loan that you want to check.



  • You will see your balance and available funds on the top of the screen. You can also see your IBAN, currency, interest rate, maturity date, etc.



  • To see your transactions, tap on the "Transactions" tab on the bottom of the screen. You can filter your transactions by date, amount, type, etc.



You can also check your balance and transactions using widgets on your home screen or notifications on your lock screen. You can enable these features in the app settings.


How to find information about cards, check PINs and manage daily limits




m-zaba APK also allows you to find information about your cards, check PINs and manage daily limits. To do this, you need to follow these steps:



  • Log in to the app using your PIN, fingerprint or face recognition.



  • Tap on the "Cards" icon on the bottom menu bar.



  • Select the card that you want to check.



  • You will see your card details such as card number, expiry date, CVV code, etc. You can also see your card balance and available funds.



  • To check your PIN, tap on the "Show PIN" button on the top right corner of the screen. You will need to enter your PIN again to confirm.



  • To manage your daily limits, tap on the "Limits" button on the bottom of the screen. You can change your daily limits for ATM withdrawals, POS payments and online payments. You can also block or unblock your card if it is lost or stolen.



You can also find information about cards, check PINs and manage daily limits using widgets on your home screen or notifications on your lock screen. You can enable these features in the app settings.


How to pay your bills by scanning via the m-photo pay or the fast scan services




m-zaba APK makes it easy for you to pay your bills by scanning them via the m-photo pay or the fast scan services. To do this, you need to follow these steps:



  • Log in to the app using your PIN, fingerprint or face recognition.



  • Tap on the "Payments" icon on the bottom menu bar.



  • Select the "m-photo pay" or the "fast scan" option depending on the type of bill you have.



  • Scan the barcode or the QR code on your bill using your smartphone camera. The app will automatically fill in the payment details such as recipient, amount, reference number, etc.



  • Confirm the payment by entering your PIN, fingerprint or face recognition.



  • Wait for a confirmation message that your payment is successful.



You can also pay your bills by scanning them using widgets on your home screen or notifications on your lock screen. You can enable these features in the app settings.


How to easily transfer money using the IziPay service




m-zaba APK also allows you to easily transfer money to other people using the IziPay service. This is a service that lets you send money to anyone who has a Croatian mobile phone number, regardless of which bank they use. To do this, you need to follow these steps:



  • Log in to the app using your PIN, fingerprint or face recognition.



  • Tap on the "IziPay" icon on the bottom menu bar.



  • Select the "Send money" option.



  • Enter the recipient's phone number or select it from your contacts list. You can also add a message if you want.



Enter the amount of money you want to send and choose the account from which you want to send i


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